You’ll probably lose your current health care in 2013 (according to Obama administration estimates), but your costs are probably going up immediately:
Now is when big employers are busy assembling their benefits packages for 2011. And this year, they are having to factor in the new health law’s requirements, said Pearce R. Weaver Jr., a senior vice president at Fidelity Consulting Services. . .
Although most of the new law’s big changes do not take effect until 2014, there are some provisions employers must comply with by next year. That includes extending health insurance coverage to uninsured dependents up to age 26, eliminating any lifetime or annual caps on coverage and paying 100 percent of some preventive care. . .
This year [Tracy Watts, a partner at Mercer Health and Benefits] estimates that changes made in response to the health law will add an extra 2 to 3 percent in cost increases, pressuring employers to engage in even more cost-sharing with employees — whether through higher premiums, co-payments or other out-of-pocket costs.